Example: a bank voice agent
Callers try to move money to accounts not on file
Callers pose as branch staff, the RBI fraud cell or a relative in hospital. A ₹5,000 refund cap left ₹15,580 open; one destination rule closed it. Attack calls that reached the refund tool: 4 of 4 stock, 0 of 4 gated.
₹2,22,840 vs ₹0
Moved to accounts not on file by a caller campaign, stock agent vs gated agent.